Mortgage certificate

Document processing times

By email in pdf format within 60 minutes of the request for all orders placed between 9:00 and 17:30 from Monday to Friday. In other cases, processing will be carried out on the morning of the following working day.

Description

The Mortgage Certificate is the document that reports registrations, transcriptions and annotations on properties or on natural/legal persons;

What types of real estate searches can be requested?

The mortgage certificate can be requested on:

• subject (natural or legal persons) and reports registrations, transcriptions and annotations relating to the subject in question;
• on property (land or building) and reports registrations, transcriptions and annotations on property, land or building.

The formalities that appear in the mortgage search are those recorded in the public real estate registers.

Who can request it?

The mortgage certificate can be requested by anyone in all the land registry offices in the country (excluding those where the land registry system is in force), provided that the data of the property (land or building) or of the natural person (or legal entity) for whom the document is to be obtained is known.

To request a mortgage certificate for a property, land or building, you must fill out the form by entering the following information:

• the municipality of the property (land or building);
• the property sheet (land or building);
• the particle of the property (land or building).

If you request a mortgage certificate on buildings, you must also know the sub-owner or subordinate of the building, if it exists;

To request a mortgage search on a physical person, you must fill out the form by entering the following information:

• name of the natural person;
• surname of the natural person;
• tax code of the natural person.

If you request a mortgage search on a legal entity, you must also enter the tax code or VAT number.

NB it cannot be requested in the provinces where the land register system is in force. (Trento, Bolzano, Trieste and Gorizia)

What does the mortgage certificate contain?

The data contained in the mortgage certificate have legal value and are:

• Transcriptions: real estate sales contracts, mediation agreements, transaction agreements, contracts and judgments that constitute, transfer or modify real rights of enjoyment;
• Registrations: legal, voluntary, judicial mortgages.
• Annotations: Changes to previous transcriptions, inscriptions, and annotations.

If you want to know the content of each formality, you can request the development of the individual note. The development of each individual note reports the general register number, the particular register number, the year and the province. All this information is indicated in the summary of the Mortgage Visura.

It is necessary to specify that the data present in the mortgage report are updated to the date on which the registries began archiving on computer media.

When to request a mortgage certificate

Requesting a mortgage certificate is useful:

• if you want to know if there are any encumbrances on a property (mortgages, foreclosures, etc.);
• if you want to know if a debtor is the owner of seizable assets;
• if you want to know if a property has been sold or donated;
• if you want to know the financial consistency of a natural or legal person;
• if you want to know if there are multiple co-ownerships of shares on a piece of land or building.

Why request a mortgage report on Fast Visure

• get the document in a few clicks;
• obtain the official document issued by the Revenue Agency;
• get the document in digital format in 60 minutes;
• you navigate our site securely with data encryption and advanced payment gateways;
• you can have personal assistance from our operators for free.